Law Offices of Matthew J. Quinlan
Law Offices of Matthew J. Quinlan
  • Видео 15
  • Просмотров 116 630
Subrogation Claims: Here Comes Your Health Insurance Company
Did you know that your health insurance company has a contractual right to reimbursement if you recover your medical bills in a personal injury settlement? The exercise of this right by your health insurance company is referred to as a subrogation claim and in this week's #WhiteboardWednesday, Matt addresses how to minimize their impact on your personal injury settlement.
Просмотров: 8 916

Видео

Injury Claims against the City and County of San Francisco (August 23rd, 2017)
Просмотров 6256 лет назад
Suing a governmental entity like the City & County of San Francisco (CCSF) isn’t as simple as suing a private business or citizen, but if you have been injured as a result of CCSF’s (or their employee’s negligence you are entitled to fair compensation all the same. In this week’s #WhiteboardWednesday, we discuss the logistics of bringing a personal injury claim again CCSF.
Thinking Beyond Workers Comp (August 9, 2017)
Просмотров 7716 лет назад
Just because you were injured at work or "on the job" doesn't mean that you're necessarily limited to Worker's Comp-third party cases are typically much more friendly to injured plaintiffs. In this week's #WhiteboardWednesday, we address the viability of third-party claims (not worker's comp) for people that are injured at work.
Dangerous SF Sidewalks: Who's Responsible (July 26, 2017)
Просмотров 1996 лет назад
San Francisco sidewalks are notoriously worn, broken and dangerous. We regularly hear from people that have been injured after tripping and falling on them. In this week's #WhiteboardWednesday, we address property owner responsibility for the condition of the sidewalk in front of their property and give some insight on these claims to those that have fallen and been injured.
PART 2: My Frustrating Low-Impact, Soft-Tissue Case (July 19, 2017)
Просмотров 2,9 тыс.6 лет назад
A low-impact car accident that results in soft tissue injuries (strain/sprain of the back and neck) is a very common, but as we discussed last week, most personal injury lawyers aren't keen to take them on a contingency fee. In this week’s Whiteboard Wednesday (Part 2 of 2), Matt gives you some advice about how to handle your low-impact, soft-tissue case if you can't find a lawyer.
PART 1: My Frustrating Low Impact, Soft Tissue Case (July 12, 2017)
Просмотров 6 тыс.6 лет назад
The most common type of car accident is a rear-ender at low speeds that results in whiplash, but finding a personal injury lawyer to take your low-impact, soft-tissue personal injury case on a contingency fee may be a lot harder than you think... In this week’s Whiteboard Wednesday (Part 1 of 2), Matt explains why attorneys may not be interested.
Dog Bites: My Four-Legged Liability (July 5, 2017)
Просмотров 2327 лет назад
Did you know that dog owners are strictly liable for the actions of their dogs? Did you know that employers and landlords can be held responsible for their employee's/tenant's dogs? In this week’s Whiteboard Wednesday, Matt tackles liability for dog bites...
Renters Insurance: Yes, You Need It! (June 28, 2017)
Просмотров 1177 лет назад
WHITEBOARD WEDNESDAY: Did you know that for as little as $10/month renters can protect their belongings and avoid legal exposure from claims inside and outside the home? In this week's Whiteboard Wednesday, Matt addresses the benefits of renters insurance...
Liability Waivers: Are They Enforceable? (June 21, 2017)
Просмотров 3,2 тыс.7 лет назад
WHITEBOARD WEDNESDAY: Everyone has "signed their life away" before they were allowed to join a gym, take a scuba-diving course, rent a scooter, or engage in other similar activities, but will this liability waiver really prevent you from suing the company if you are injured due to their negligence? In this week's Whiteboard Wednesday, Matt tackles the enforceability of liability waivers (CA)...
4 Common Questions From New Clients (June 14, 2017)
Просмотров 1257 лет назад
WHITEBOARD WEDNESDAY: Most people that contact our personal injury law firm have never been involved with a personal injury claim before. In this week's Whiteboard Wednesday, Matt answers the 4 most common questions we get from new clients...
Hurting Your Injury Claim: 4 Common Mistakes (June 7, 2017)
Просмотров 1,2 тыс.7 лет назад
WHITEBOARD WEDNESDAY (June 7, 2017): There is nothing more frustrating to someone that has been injured in an accident than unknowingly damaging the value of their own injury claim. In this week's Whiteboard Wednesday, Matt tackles the 4 most common mistakes we see people make with their personal injury claims...
The Benefits of Hiring Us!
Просмотров 3097 лет назад
Exactly what our San Francisco personal injury law firm does for our clients in a quick, engaging, animated video...
Rental Car Insurance: Do I Need It? (May 31, 2017)
Просмотров 82 тыс.7 лет назад
WHITEBOARD WEDNESDAY (MAY 31, 2017): If you have ever rented a car, you know the feeling you get when the rental agent puts the full-court press on you about why you should purchase their rental insurance. In this week's #WhiteboardWednesday, Matt tackles how rental car insurance works and whether you need it when you rent a car...
Bike Accidents: Blaming The Bicyclist (May 24, 2017)
Просмотров 1707 лет назад
WHITEBOARD WEDNESDAY (MAY 24, 2017): The Bay Area is a very bicycle-friendly place, but with increased bicycle traffic comes increased car vs. bicycle accidents. These accidents don't usually end well for vulnerable bicyclists-and so the phone rings at our office... Now, we find that most of the time the car is primarliy at fault for the accident, but our injured clients are always surprised to...
Uber & Lyft Accidents: Dealing with Insurance (May 17, 2017)
Просмотров 10 тыс.7 лет назад
WHITEBOARD WEDNESDAY (May 17, 2017): Learn about how insurance is handled when personal injury claims are brought after car accidents involving ride-sharing companies like Uber and Lyft. *Link to UIM Blog: www.mjqlaw.com/uiminsurance/

Комментарии

  • @truckingwithtobee
    @truckingwithtobee 25 дней назад

    Do u have to pay taxes on a settlement? Also, how come you stopped making videos? You were doing great!

  • @Stephanie-hv8ci
    @Stephanie-hv8ci 3 месяца назад

    BSP car Morocco customer service both French & English were incapable of doing there job properly just bunch of incompetent losers. Misleading adverting just lies. The lady from customer service mumbling. She just ain't do anything for me she just said they were working in the City of Rabat, Morocco herded like cattles there she said there is nothing she can do for me to get my car at the airport slack. BSP car corporation must change the whole staff & management there. What a shame!

  • @chrisnolan8382
    @chrisnolan8382 5 месяцев назад

    Poor explanation, just want simple examples.

  • @mannycolon5458
    @mannycolon5458 6 месяцев назад

    What if the health insurance didn’t pay for my care ?

  • @arricammarques1955
    @arricammarques1955 10 месяцев назад

    Employers required to dismiss an employee for not waiving rights, taking training course?

  • @Bezzy75
    @Bezzy75 10 месяцев назад

    I was hit by a pg&e truck, my medical bill was 70k , i had a herniated disc and acl tear

    • @lawofficesofmatthewj.quinl9922
      @lawofficesofmatthewj.quinl9922 10 месяцев назад

      Very sorry to here this. If you would like to discuss the situation with us, give us a call at (415) 345-4282.

  • @sess5206
    @sess5206 11 месяцев назад

    Regards from Sweden, I watched your presentation with great interest. If I buy LDW, do I need CDW?

  • @patr70
    @patr70 11 месяцев назад

    Thank you so much for explaining the different types of rental car insurance. So Helpful! 💗😊

  • @outta-sight3040
    @outta-sight3040 Год назад

    Hi I have a question If you're hit by an 18 wheeler on the express doing about 50 miles per hour Who changed from the right lane to the left lane Hits your car With two other passengers in it you stop after being hit but the 18 wheeler keeps going He gets cited by state trooper 3 EXITS up From where the accident happened The state trooper cites him for changing lanes when unsafe to do so and a (W) for warning I don't understand why it wasn't a hit a run 🤔 If I stopped And kept going The guy driving 18 wheeler says he had the right of way Then says he didn't know he hit me then says He'll call the cops Or we could just go our separate ways I called them for him I went to a pain management chiropractor the next day For pain In my neck and lower back For about 4 months before having an MRI Then 2 more months of pain management after the MRI MRI shows I have herniated discs in my neck C4-5 C5-6 If someone wanted you to represent them far as being their attorney for an accident case like that Would you take it And also the 18 wheeler had out state license plates Not sure how much weight this holds But state trooper says to me in his opinion The 18 wheeler is 💯 percent at fault I know everybody has opinions I had asked you this question Because I had watched another one of your videos Great videos by the way And I just wanted to know if this would be case that you would take Thanks

    • @MikeJordanGroupie
      @MikeJordanGroupie 2 месяца назад

      11 months ago is a long time, but for anyone who is in this situation or similar situation, it’s CRITICAL to get a Board Certified Trial Attorney. This is a commercial case and that policy is most likely no less than a million dollars, plus umbrella, etc. if you’re having HAs, Insomnia, Cognitive Issues, Dizziness, etc-you may have a TBI / Concussion / Post Concussion Syndrome. These types of injuries are significant & can impact you and your family long term. A surgical recommendation, especially for Spinal Injuries are also serious. If you get such surgical interventions, there can be so many effects and side effects for life. In serious injury cases, don’t let a typical lawyer undervalue your case and situation. You may chat to 150 lawyers, who say, that’s no that significant or the insurance is going to counter that-move on from hiring that lawyer. If you have documented medical treatment and are suffering, you’ll find a Board Certified Trial Attorney that will work up your case and take it to trial if necessary. That attorney will be able to extract the “minor” things out of the case and present them in a major way to the insurance and a potential jury. Nothing is guaranteed, but if you want to win a championship, you want Michael Jordan, not Charles Barkley or even LeBron.

  • @guyashby983
    @guyashby983 Год назад

    excellent content and explanation

  • @mustknowinfo2001
    @mustknowinfo2001 Год назад

    How do wavers in mma and jiu jitsu gums hold up if someone hurts you while doing submissions or something like that?

  • @cheesybreadwinner2418
    @cheesybreadwinner2418 Год назад

    Long story short....you're a lame laywer

  • @user-2Hteyasizyc
    @user-2Hteyasizyc Год назад

    Nice fake hair piece. Is it a glue on? just makes you look even more insecure. It stands out bad man.

  • @JoseChavez-kd3db
    @JoseChavez-kd3db Год назад

    If I can provide such evidence of showing evidence of my same situation to prove that in fact those kind of potatoes boxes can injured someone bad because of that

  • @JoseChavez-kd3db
    @JoseChavez-kd3db Год назад

    Can I go for a third party case if I just got injured I have a distal biceps tendon ruptured because of potatoes boxes are not built safe every box that I have picked up at work has given me the same issue dropping or leaving on location releasing my hands from the handle pockets it's cause my injury a few weeks ago....if this is for sure why is it possible to try the third party case

  • @jeremylivinlife5305
    @jeremylivinlife5305 Год назад

    Solid information

  • @brandonharris9012
    @brandonharris9012 2 года назад

    thanks for your information

  • @jackpulley5425
    @jackpulley5425 2 года назад

    Enterprise employees don't make commission

  • @Mountainman524
    @Mountainman524 2 года назад

    Need a document or stupid that states people can and are hurt in low impact auto accidents

  • @marvinlee3450
    @marvinlee3450 2 года назад

    What, attorney not being straight with people! That can't be.!

  • @marvinlee3450
    @marvinlee3450 2 года назад

    So what, your insurance company has a right to recover medical expenses from you, the injured party, after you pay premiums to them. ? No, they should write off their cost AS A LOSS . Not bill you back. That is trickery deceit scumbaggery and an unconscionable contract. The so called laws are written to protect these corporate dirtbags. And anytime a lawyer walks with more than the injured party, you truly have scumbags at the helm and an evil system.

  • @tlpalm77
    @tlpalm77 2 года назад

    I'd like to get your advice about this scenario (in Florida), someone hit the front headlight area of my boyfriends' car while we were at a job site working (he has a business in the construction field) Progressive got us into a rental but it had to be in my name because he doesn't have a license. We were using this rental truck day to day while waiting for the repair shop and finally almost one month later they said the car is about ready and you can drop off the rental here, pick up your car, and we return the rental for you. In the meantime, on the last day just before bringing it to the shop to switch vehicles I noticed damage to the rear bumper (and took photos) and was upset of course because I didn't know about it until then, and my boyfriend said that it happened today when the workers were getting some tools/heavy equipment out of the bed of the truck. I was in a rush to drop it off because it was five o'clock and they were closing so I handed them the key and they got in and moved it to another location, I'm not sure if it was to Enterprise rental company or just a different area of the shops' parking lot. We drove away in our repaired car and was thinking of what we should do.. I think he has insurance for his business and of course I have car insurance of my own but did not opt in for any extra insurance that they offer... so I'd like to know how I should go about this. Thank you so much for your time!

  • @tlpalm77
    @tlpalm77 2 года назад

    Thank you for educating us!

  • @sonniafuentes2377
    @sonniafuentes2377 2 года назад

    I understand this information is only valid in the US as many insurance companies do not cover you abroad. Am I right?

  • @ednure
    @ednure 2 года назад

    Do you need it? No!

  • @joannthomases9304
    @joannthomases9304 2 года назад

    Can you,explain double billing and promissory notes ? Set-offs, Article 9.

  • @Nunnyabiz15
    @Nunnyabiz15 2 года назад

    The only thing I would disagree with is that insurance companies won’t go after money recovered from a UIM claim. It is written in many insurance contracts that reimbursement can come from UIM settlements, but as I’m sure you are aware some states (such as TX and NE) that do prohibit health insurance firm recovering from UIM provided that the person who was injured (or an immediate family member) is the one paying the insurance premiums. Kaiser does not pursue first party insurance recoveries but that is a business decision rather than a legal one.

    • @kathysowards217
      @kathysowards217 2 года назад

      Where did you find that info regarding Texas please

    • @Nunnyabiz15
      @Nunnyabiz15 2 года назад

      @@kathysowards217 I work for a company that does subrogation/reimbursement for health insurance companies. The law is called Texas chapter 140 that prohibits subrogation by an insurance company against a persons 1st party coverage such as PIP, Medpay, UM/UIM provided that they are the ones paying the insurance premiums (or listed as a named insured on the policy). But note that this does not apply to plans with federal preemption such as ERISA self funded insurance plans (with appropriate contract language that clearly spells out that such recoveries can come from proceeds included in the previously mentioned insurance coverages) or Medicare.

  • @jimmarchman
    @jimmarchman 2 года назад

    Sounds like a niche for paralegals to practice in the same capacity as nurse practitioners do currently.

  • @JeffLifeInReview
    @JeffLifeInReview 2 года назад

    Check out Justin Zigler on RUclips. He’s probably one of the best youtube lawyers out there in how he create content videos. This was helpful too

  • @naomihodge3308
    @naomihodge3308 2 года назад

    What if your a passenger

  • @letshearyourverse
    @letshearyourverse 2 года назад

    I listen cuz he's pretty.

  • @jeffmarionpersonalinjuryla2966
    @jeffmarionpersonalinjuryla2966 3 года назад

    This happened to a friend of mine in jury selection. A guy in the panel told her he hates lawyers, he hated her. all of "these people" are "fakers," and there's no way he could ever find for her client. This led to thunderous applause from the rest of the potential jurors.

  • @Milo_thepoochon
    @Milo_thepoochon 3 года назад

    Hi! Is your account still active? Would love to ask some questions!

  • @davidhalley9795
    @davidhalley9795 3 года назад

    I'm getting annoying alerts from Avis that I'm not covered when I log into my account for my upcoming rental. Ugh! I was one of the 30% who fell for the insurance (different video). I just didn't want the hassle but this makes sense. My insurance will cover my car rental for the most part due to having full coverage. Who wants to pay a third of rental cost added on? I've watch several videos and all pretty much conclude you don't need it but it is still up to the driver. The only thing I worry about is the "loss of use" clause because it's something they can stick it to you....because they can. When do we know insurance companies to be nice when they have the opportunity to squeeze money out of you. It's basically paying for short term disability on one car when they have a fleet. Thank you for the video.

  • @jeffmarionpersonalinjuryla2966
    @jeffmarionpersonalinjuryla2966 3 года назад

    Love the whiteboard setup. You do a great job explaining how insurance coverage works.

  • @cristianb.3184
    @cristianb.3184 3 года назад

    Hello Matthew cristian here I appreciate all the information you are providing to us although you covered a lot of all the confusive and extensive scenarios a uber/lift. Driver,rider,pedestrian,biker etc.but forgive me if I missed the part of what happens if I have a personal liability insurance and I start driving for ether uber or lift and I didn't tell my insurance carrier about it and I am park at home and some one hits my car and run?what do I do how do I handle the issue of the claim with my insurance?

    • @jeffmarionpersonalinjuryla2966
      @jeffmarionpersonalinjuryla2966 3 года назад

      You have to look closely as to what your policy says about whether you can use your car for commercial purposes. If you were parked in front of your house, and someone hit you, you should report the accident.

  • @kellyyork3898
    @kellyyork3898 3 года назад

    I have UIM INSURANCE. Am I going to have to fight my own insurance co to get payment?

  • @chrisbarclay6127
    @chrisbarclay6127 3 года назад

    Ha assumes that I have car insurance..... maybe I would .... if I owned a car.

  • @sheasander
    @sheasander 3 года назад

    I know this is from 2017...and there's 1 important thing to remember. At-fault accident claims on your personal auto insurance remains on a person's insurance claims history for 3-6 years depending on the state and insurance company. That means higher premiums for 3-6 years. In some cases, that 1 at-fault accident in a car rental, could be enough to cause a person to lose their California good driver discount - which is up 20% depending on the insurance company. This will place you in the "non-standard" insurance rates and companies till your record is good enough. The other thing to remember, the personal auto insurance policy will only pay up to the limits of the policy. If a person has property damage limits of $25k, and the car the rented is worth $35k at the time of the accident, then the most the personal auto will pay is $25k. This leaves $15k for the insured to pay. In addition, the personal auto insurance policy does not cover the additional administrative fees charged by the rental car companies. I remain very skeptical of the "loss of use" coverage, I've only seen that coverage on home/renter insurance policies. Also, most business insurance policies do not have coverage for car rentals by default. It's an optional coverage or a separate policy - that must be purchased. Since 2017, a lot has changed. The insured must review their own auto insurance policy and limits. For there are no "laws per se" that says an insurance company has to do anything other than provide liability insurance.

  • @ajclaflin4766
    @ajclaflin4766 3 года назад

    So what Matt is saying is that- if you decide to use your own coverage and a car is damaged you’re potentially out $500-$1000 in a deductible plus loss of use (another potential $1000). OR pay the money for the rental car coverage and walk away no questions asked. Easy math...3 day rental = $120. Damaged car without it $2000. What’s better? What he failed to mention is vicarious liability. Meaning regardless of ownership of car you are responsible for it. How do insurance companies measure risk? Liability claims! What’s that mean for you of a car is damaged? You got it! Risk to you as a driver and rates increase- meaning Matt here makes more off you for 5+years in policy increase than the simple $100 you’d pay to be covered. Peace of mind is priceless. Buy the coverage

  • @oknotyet9630
    @oknotyet9630 3 года назад

    Buying car insurance was the best move ive ever made totally worth the 100 got in an accident and didn't need to pay anything I was in puerto rico the roads and drivers are terrible soooo I guess it really depends on where you are renting from....But I got out without paying a dime over 100 and I'm incredibly lucky

  • @jasminrojas1064
    @jasminrojas1064 3 года назад

    Explain drivers crashed on the way to pickup but nobody was in the car. Crash w an object because got distracted with the lyft app, NEW JERSEY 🙏🏽🙏🏽🙏🏽 please help the car was totaled by travelers insurance

  • @cybproxoninstagram2686
    @cybproxoninstagram2686 3 года назад

    Oh yeah that's true. They never tell exactly what was the problem while you were deactivated anyways mine was fixed by *Mithtools* on lnstagram few minutes ago

  • @nedgirl1
    @nedgirl1 3 года назад

    Wow! Even 3 years later this video is saving people (like me) money! 👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾

  • @edmundblunden2578
    @edmundblunden2578 3 года назад

    Someone recommendedd ITECHTOOLZ ON IN9STAGRAM who I contacted and he got my disabled lyte ACC FIXED

  • @edmundblunden2578
    @edmundblunden2578 3 года назад

    Someone recommendedd ITECHTOOLZ on IG who helped me recover my account

  • @Serrrrg
    @Serrrrg 3 года назад

    Keep in mind for those who think their "credit cards" have full coverage when it comes to their rental cars. No credit card offers Liability. Credit cards do offer their primary/secondary collision damage waiver aka loss damage waiver and it covers only the vehicle itself. It does not protect you against lawsuits or claims filed against you in the event where you're in an accident and you're at fault.

  • @ThePeterDislikeShow
    @ThePeterDislikeShow 3 года назад

    At what point does a trip become a business purpose? E.g., I go to a conference on my own time to further my networking in my field. What if only part of the trip is business?

  • @WillROgilvie
    @WillROgilvie 3 года назад

    this is bull!! misleading not an expert clearly

  • @mikecherri
    @mikecherri 3 года назад

    So before college, I worked at Enterprise Rent-a-car as a rental agent for almost 2 years. I’m no longer affiliated with Enterprise or any other rental car company. Here’s what he missed: 1) your credit card or insurance can cover your car, BUT you will pay a deductible of whatever your policy is AND a $500 deductible to Enterprise. After you pay both deductibles, your insurance might pay for the car, but might not pay for loss of use (the opportunity per day enterprise lost due to the car being unavailable to rent till it get fixed) 2) paying that $25/day will literally cover the car 100% no questions asked, just give them keys and you’re on your way. 3) Let’s say your rental car got stolen, some insurance policy doesn’t extend beyond damages, also some car types you rent your policy might also say no. 4) Enterprise employees selling insurance DO NOT make a commission, they’re only there to obtain best customer service in order to achieve promotion. Other car companies do offer commission, but that’s why you choose enterprise over the others ;) 5) enterprise employees are all college graduates, honest, and ethical. They have to be, or else they will not move to the next level. 6) Gosh now I feel like an Enterprise employee lol Think about it this way, paying an extra $25/day will save you the stress of dealing with the rental company and your insurance company, it will cost you an arm and a leg afterwards as well.

    • @cheypelpel
      @cheypelpel 3 года назад

      Perfectly said. The piece of mind when purchasing these products allows the customers to drive with no worries. And Nothing reflects on the personal auto policies individuals have which is a huge plus because otherwise if you utilize your personal auto insurance your premiums may increase if damages etc occur. And your absolutely right its all about the customer service. We do not get a raise or commission based off selling the product. We grow as a employee based on customer service.

    • @efrainalmodovar8937
      @efrainalmodovar8937 3 года назад

      @@cheypelpel Yes u r right

    • @queenshay
      @queenshay 2 года назад

      Very true worked at Avis/Budget and this lady called everyday. To see when the car was gonna be fixed, so she wouldn’t be charged anymore…. Since her insurance didn’t pay for that.

    • @--076
      @--076 Год назад

      damage waiver purchases go into a reserve account and the branch manager gets a chunk of it as profit at the end.

    • @Tendertroll1
      @Tendertroll1 6 месяцев назад

      Yeah, I usually get the damage waiver when I rent at national in case of any damage. It is way overpriced but whatever imo